GCash Enables Young Professionals, MSMEs Unlock Financial Goals

GCash, the Philippines’ number one financial super app, is enabling young professionals and micro, small, and medium enterprises (MSMEs) to unlock their financial goals. This is through the many accessible digital financial services it offers like savings, loans, insurance, and even investments. Read more about the GCash services.

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GCash: E-Wallet and More

GCash recently shared that young professionals are becoming more independent, budget-conscious, and open to trying simple ways to earn more. Meanwhile, owners of MSMEs struggle to find accessible financing to expand their business and reach more customers.

That’s why GCash has been ramping up its line-up of financial services to help individuals achieve their financial goals. They are also working to give MSMEs the lifeline they need to keep their business afloat or the additional funds to support their expansion.

Financial Goals Unlocked with GCash

GCash has a slew of services that help users manage their wealth and gain financial security.Check out the many digital financial services of GCash designed for the Pinoy to make the most of his money.

GSave

Finding it hard to save money? GSave is a digital savings account that offers a higher savings rate of up to 2.6% per annum than traditional banks. Plus, it lets users access their money 24/7 anytime, anywhere.

GInsure

Only a small percentage of Filipinos have some sort of insurance. GInsure wants to change that. It is a one-stop shop for insurance products that are easy to understand. These products are guaranteed to have a low premium but comprehensive coverage. Among those insurance plans offered are personal accidents, medical services, car insurance, or income loss. There are even policies for online shopping, bills, cars, and pets.

GGives

The super app also enables individuals and MSMEs to have access to credit. GGives is an easy, pay-later option that allows users to purchase gadgets, appliances, furniture, and even plane tickets, among other things. These big purchases can be worth up to P50,000 and can be made from 85,000 partner stores nationwide. Users can pay for them later– up to 24 gives over 12 months.

• Read: Transfer funds for free with GCash | My Personal Experience

GLoan

Meanwhile, GLoan offers easy and fast cash loans up to P50,000, repayable up to 12 months. It is offered with low-interest rates and is suitable for digital entrepreneurs with growing online businesses.

The mobile app can also help users manage their finances in order to reach their financial goals fast. It provides a real-time record of digital transactions that can be accessed 24/7 via the smartphone.

Financial Literacy and Customer Engagement Through Social Media

Aside from introducing various digital financial solutions, GCash is also maximizing the use of social media in its drive to educate and engage the youth on the benefits of using the app and learning more about its financial services.

Users can find GCash’s educational content on YouTube, Facebook, TikTok, Twitter, and Instagram where they can learn from financial and medical experts. Inspirational celebrities and other social media influencers are also featured. 

Some of the materials include tutorials, life-goal hacks, and personal stories. They also answer frequently asked questions on finances and discuss the advantages and disadvantages of certain financial products. Moreover, they offer tips to develop the right mindset and behaviors toward money to avoid financial mistakes.

The Ipon Challenge by GSave

GSave’s Ipon Challenge also engages GCash users to post their Savings Tracker on Twitter to help show the ease and importance of saving for their future.

Recently, GCash launched the “Payaman Series”–video episodes of inspiring personal stories on how GCash ambassadors struggled financially and eventually got back on track with the help of GCash.

With GCash services and its financial literacy projects, Filipinos can start early with growing their wealth, upgrading their lifestyle, and future-proofing their finances.

GCash has been a trusted digital financial platform by millions of FIlipinos, especially as all its operations are approved and regulated by the Bangko Sentral ng Pilipinas.

Since its launch in 2004, GCash users have increased to over 60 million, covering 83% of the Philippine population. Among them are at least five million merchants using the mobile app to accept digital payments from customers. In 2021, there were five times more active monthly users of GCash than the second-largest competitor’s.

• To know more about GCash and its financial services, visit https://www.gcash.com.